Best Life Insurance Companies of 2023 USA

Buying a life insurance policy can help provide financial protection for your loved ones, but choosing the right policy can be confusing. There are several types of life insurance policies available. Some, like term life insurance, last for a set number of years. Others, like permanent life insurance policies, can provide coverage that lasts a lifetime while offering additional savings or investment components. There are also policies that require you to fill out medical questionnaires and even some that guarantee acceptance.

Key Takeaways

Bestow and Haven Life are rated Nos. 1 and 2, respectively, in our rating. But both companies only offer term life insurance policies.

No. 3 State Farm offers both term and permanent life insurance policies, and it is among the cheapest companies in our rating.

Our Best Life Insurance Companies Rating

#1

Bestow

#2

Haven Life

#3

State Farm

#3

USAA

#5

Nationwide

#5

MassMutual

#7

Lincoln Financial

#8

New York Life

#8

Northwestern Mutual

#10

Guardian Life

Compare the Best Life Insurance Companies of 2023

Bestow

Best Life Insurance Companies of 2023

4.3

U.S. News Rating

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Female Monthly Cost

$56.00

Male Monthly Cost

$76.83

Types of Policies Available

Term

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Haven Life

4.2

U.S. News Rating

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Female Monthly Cost

$81.16

Male Monthly Cost

$90.63

Types of Policies Available

Term

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State Farm

4.1

U.S. News Rating

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Female Monthly Cost

$54.79

Male Monthly Cost

$69.59

Types of Policies Available

Term, Whole, Universal

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USAA

4.1

U.S. News Rating

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Female Monthly Cost

$75.82

Male Monthly Cost

$84.99

Types of Policies Available

Term, Whole, Universal

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Nationwide

4.0

U.S. News Rating

Add to Compare

Female Monthly Cost

$59.94

Male Monthly Cost

$76.56

Types of Policies Available

Term, Whole, Universal

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Table of ContentsCompare Quotes

Table of Contents

Compare the Best Life Insurance Companies

Rating Details

Life Insurance Policy Cost

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Buying a life insurance policy can help provide financial protection for your loved ones, but choosing the right policy can be confusing. There are several types of life insurance policies available. Some, like term life insurance, last for a set number of years. Others, like permanent life insurance policies, can provide coverage that lasts a lifetime while offering additional savings or investment components. There are also policies that require you to fill out medical questionnaires and even some that guarantee acceptance.

Key Takeaways

Bestow and Haven Life are rated Nos. 1 and 2, respectively, in our rating. But both companies only offer term life insurance policies.

No. 3 State Farm offers both term and permanent life insurance policies, and it is among the cheapest companies in our rating.

Our Best Life Insurance Companies Rating

#1

Bestow

#2

Haven Life

#3

State Farm

#3

USAA

#5

Nationwide

#5

MassMutual

#7

Lincoln Financial

#8

New York Life

#8

Northwestern Mutual

#10

Guardian Life



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Compare the Best Life Insurance Companies of 2023

Bestow

Best Life Insurance Companies of 2023

4.3

U.S. News Rating

Add to Compare

Female Monthly Cost

$56.00

Male Monthly Cost

$76.83

Types of Policies Available

Term

Compare Quotes

Haven Life

4.2

U.S. News Rating

Add to Compare

Female Monthly Cost

$81.16

Male Monthly Cost

$90.63

Types of Policies Available

Term

Compare Quotes

State Farm

4.1

U.S. News Rating

Add to Compare

Female Monthly Cost

$54.79

Male Monthly Cost

$69.59

Types of Policies Available

Term, Whole, Universal

Compare Quotes

USAA

4.1

U.S. News Rating

Add to Compare

Female Monthly Cost

$75.82

Male Monthly Cost

$84.99

Types of Policies Available

Term, Whole, Universal

Compare Quotes

Nationwide

4.0

U.S. News Rating

Add to Compare

Female Monthly Cost

$59.94

Male Monthly Cost

$76.56

Types of Policies Available

Term, Whole, Universal

Compare Quotes

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Best Life Insurance Companies of 2023 in Detail:

Bestow

4.3

U.S. News Rating



Add to Compare

AM Best Rating

A+

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Best Life Insurance Companies of 2023

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